An International Comparison on Excessive Credit Expansion, Credit Guarantee Programs and The Risks Arising

TUNAY K. B., Yüceyılmaz H. F., ÇİLESİZ A.

Khazar Journal of Humanities and Social Sciences, cilt.23, sa.1, ss.83-102, 2020 (ESCI) identifier

  • Yayın Türü: Makale / Tam Makale
  • Cilt numarası: 23 Sayı: 1
  • Basım Tarihi: 2020
  • Doi Numarası: 10.5782/2223-2621.2020.23.1.83
  • Dergi Adı: Khazar Journal of Humanities and Social Sciences
  • Derginin Tarandığı İndeksler: Emerging Sources Citation Index (ESCI)
  • Sayfa Sayıları: ss.83-102
  • Anahtar Kelimeler: credit expansion, credit gap, systemic risk, credit guarantees, procyclicality, FINANCIAL CRISES, EASTERN-EUROPE, PRIVATE-SECTOR, BOOMS, GROWTH, CYCLES
  • Marmara Üniversitesi Adresli: Evet

Özet

Crediting in the banking sector plays an important role in all developed and developing countries. For this reason, it is monitored continuously by public authorities and measures are taken to control credit supply in economic growth periods. On the other hand, in an economic slowdown, when banks are reluctant to increase their credit portfolio, public credit guarantee programs are put into use to increase the credit supply.